> ## Documentation Index
> Fetch the complete documentation index at: https://docs.homestar.goslate.dev/llms.txt
> Use this file to discover all available pages before exploring further.

# Edgecase: Applicant Over 55

<Note>
  This occurs when the primary applicant is aged 55 or older at the time of application.
</Note>

## Platform Action

Asks for an exit strategy letter and escalates to credit operations for review.

### Credit Operations – Next Steps

* Confirm the exit strategy is plausible (e.g. downsizing, superannuation, sale of assets)
* Ensure supporting documentation is attached and meets policy standards

## Example Situation

A 58-year-old applicant applies for a 30-year loan term. The platform requests an exit strategy and escalates the application. The applicant provides a letter outlining plans to downsize at age 70 using projected superannuation assets.