Documentation Index
Fetch the complete documentation index at: https://docs.homestar.goslate.dev/llms.txt
Use this file to discover all available pages before exploring further.
This occurs when the applicant’s credit report shows any record of bankruptcy, insolvency, or related proceedings.
Platform Action
Auto-escalation to human.Credit Operations – Next Steps
- Conduct a full review of the applicant’s credit history
- Assess:
- Whether the bankruptcy has been discharged
- Time elapsed since insolvency event
- Impact on applicant’s current financial position
- Apply lending policy to determine eligibility or exclusion
Example Situation
An applicant’s credit report shows a discharged bankruptcy from three years ago.The platform escalates the case. Credit ops confirms no ongoing insolvency, reviews current income stability, and proceeds based on lender policy for discharged bankrupts.