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What to Do When More Information is Required?
VOI
New file
Edgecase: Applicant Over 55
Edgecase: Non-PR or Citizen
Loan Details
Edgecase: Maximum Loan Size Exceeded
Edgecase: Maximum LVR >80%
Edgecase: LVR Greater Than 80%
Edgecase: Split Loan
Employment and Income Verification
Edgecase: Payslips Are Not Consecutive or Are Outdated
Mortgage Statement Requirements
Edgecase: 1 Missed Repayment in Last 12 Months
Edgecase: Outgoing Mortgage Interest Rate >10%
Property Type and Profile
Edgecase: Excluded Postcodes
Edgecase: Excluded Postcodes
Edgecase: Not Eligible for AVM
Credit Report
Edgecase: Evidence of Bankruptcy or Insolvency
Edgecase: Default in Last 12 Months
Edgecase: Multiple Current Home Loans
VOI
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What to Do When More Information is Required?
Edgecase: Applicant Over 55
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